Can I get a loan if I do not have any bank facility?

Customer’s details: Customer’s background: Mr Wong is 37 years old and single. Occupation: Sales Objective Mr Wong wants to buy a house as an investment, and he hopes to get some fund. Reasons the bank rejected the application: He has one credit card, finished paying his car loan, is a first-time home buyer and does […]

Why was I rejected when I have a nice CTOS report?

Customer’s details: Customer’s background: Mr Wong is 37 years old and single. Occupation: Sales Objective Mr Wong wants to buy a house as an investment, and he hopes to get some fund. Reasons the bank rejected the application: He has one credit card, finished paying his car loan, is a first-time home buyer and does […]

I have a stable income, so, why was I rejected?

Customer’s details: Customer’s background: Mr Wong is 37 years old and single. Occupation: Sales Objective Mr Wong wants to buy a house as an investment, and he hopes to get some fund. Reasons the bank rejected the application: He has one credit card, finished paying his car loan, is a first-time home buyer and does […]

We have a problem with our CTOS report, and we do not have any documents regarding our salaries. We need RM 250,000 in a month. Can you do that?

Customer’s details: Customer’s background: Miss Tay is 46 years old, married and has 3 children. Occupation: Direct selling Income: RM10,000 Mr Lee is 49 years old, married and has 3 children. Occupation: Direct selling Income: RM20,000 Objective They need RM250,000 in one month. 银行拒绝的原因 Reasons the bank rejected the application: 1. Miss Tay has no […]