Can I get a loan if I do not have any bank facility?

Customer’s details: Customer’s background: Mr Wong is 37 years old and single. Occupation: Sales Objective Mr Wong wants to buy a house as an investment, and he hopes to get some fund. Reasons the bank rejected the application: He has one credit card, finished paying his car loan, is a first-time home buyer and does […]
Why was I rejected when I have a nice CTOS report?

Customer’s details: Customer’s background: Mr Wong is 37 years old and single. Occupation: Sales Objective Mr Wong wants to buy a house as an investment, and he hopes to get some fund. Reasons the bank rejected the application: He has one credit card, finished paying his car loan, is a first-time home buyer and does […]
I have a stable income, so, why was I rejected?
Customer’s details: Customer’s background: Mr Wong is 37 years old and single. Occupation: Sales Objective Mr Wong wants to buy a house as an investment, and he hopes to get some fund. Reasons the bank rejected the application: He has one credit card, finished paying his car loan, is a first-time home buyer and does […]
We have a problem with our CTOS report, and we do not have any documents regarding our salaries. We need RM 250,000 in a month. Can you do that?
Customer’s details: Customer’s background: Miss Tay is 46 years old, married and has 3 children. Occupation: Direct selling Income: RM10,000 Mr Lee is 49 years old, married and has 3 children. Occupation: Direct selling Income: RM20,000 Objective They need RM250,000 in one month. 银行拒绝的原因 Reasons the bank rejected the application: 1. Miss Tay has no […]
What should I do if I need RM 70,000 but I do not have any salary slip and there is a problem with my CTOS report?
Customer’s details: Customer’s background: Mr Arif is 32 years old and single Occupation: Sales coach (24 Festival Drums) Income: RM4,000 Objective He wants to have a capital of RM 70,000 so that he can have his own music school. Reasons the bank rejected the application: 1. There was no CTOS record – Car loan repayment […]
Can I purchase a subsale property without paying down payment and legal fees? Can I do it even when I do not have any documents?
Customer Details Customer’s background Miss Tan is currently 33 years old and married. Occupation: Housewife Objective She plans to buy a house for investment purpose Reasons the bank rejected the application: There were not enough salary documents to pass the DSR. Her husband’s company paid salary to her (RM4,000). Miss Tan’s initial CTOS report Miss […]