Clearing Debts and Getting a New Bank Loan

What would you do if you needed to clear RM136,129.99 in debts to secure a new bank loan? Here’s one of our personal loan for blacklist case studies to show how we can help you: Customer’s details:​ Customer’s Basic Information • Age: 42 years old • Occupation: Doctor • Monthly Income: RM12,000 (before EPF) • […]

Clearing Credit Card Debt and Securing a New Personal Loan for Business Survival

Client’s Situation: The client wanted to apply for a loan for investment but was rejected due to high credit card debt and a high Debt Service Ratio (DSR). We helped our client clear RM95,000 in credit card debt and secure a personal loan, resulting in close to RM100,000 cash in hand! Customer’s details: Customer’s Basic […]

Can I apply for refinance loan without an income and poor CCRIS record?

Customer’s details: Customer’s background: Mr Hu is 46 years old, married and has a daughter. Occupation: GRAB driver Objective Mr Hu wants to loan money to renovate his house and to clear all his debts. Reasons the bank rejected the application: 1. Poor CTOS record: – Two months late in payment for both houses and […]

Can I still apply for refinance loan when I am already on AKPK?

Customer’s details: Customer’s background: Miss Yeap is 42 years old, married and has two children. Occupation: Manager of investment department in a bank Objective Miss Yeap wants to settle her AKPK and have RM100,000 as capital. Reasons the bank rejected the application: Bad CTOS record: – Her credit cards and personal loans are under AKPK’s […]