Can I get a loan if I do not have any bank facility?

Customer’s details: Customer’s background: Mr Wong is 37 years old and single. Occupation: Sales Objective Mr Wong wants to buy a house as an investment, and he hopes to get some fund. Reasons the bank rejected the application: He has one credit card, finished paying his car loan, is a first-time home buyer and does […]

Why was I rejected when I have a nice CTOS report?

Customer’s details: Customer’s background: Mr Wong is 37 years old and single. Occupation: Sales Objective Mr Wong wants to buy a house as an investment, and he hopes to get some fund. Reasons the bank rejected the application: He has one credit card, finished paying his car loan, is a first-time home buyer and does […]

I have a stable income, so, why was I rejected?

Customer’s details: Customer’s background: Mr Wong is 37 years old and single. Occupation: Sales Objective Mr Wong wants to buy a house as an investment, and he hopes to get some fund. Reasons the bank rejected the application: He has one credit card, finished paying his car loan, is a first-time home buyer and does […]

How are we going to survive with just RM1500? Do you have any solutions?

Customer’s details: Customer’s background: Mr Izam is 50 years old and married. Occupation: Admin Executive Income: More than RM2,000. Mdm. Janizan is 41 years old and married. Occupation: civil servant Income: More than RM4,000. Objective All debts to be fully paid off by refinance’s mortgage. Reasons the bank rejected the application: 1. Mr Izam has […]