Can I get a loan if I do not have any bank facility?
Customer’s details: Customer’s background: Mr Wong is 37 years old and single. Occupation: Sales Objective Mr Wong wants to buy a house as an investment, and he hopes to get some fund. Reasons the bank rejected the application: He has one credit card, finished paying his car loan, is a first-time home buyer and does […]
Why was I rejected when I have a nice CTOS report?
Customer’s details: Customer’s background: Mr Wong is 37 years old and single. Occupation: Sales Objective Mr Wong wants to buy a house as an investment, and he hopes to get some fund. Reasons the bank rejected the application: He has one credit card, finished paying his car loan, is a first-time home buyer and does […]
I have a stable income, so, why was I rejected?
Customer’s details: Customer’s background: Mr Wong is 37 years old and single. Occupation: Sales Objective Mr Wong wants to buy a house as an investment, and he hopes to get some fund. Reasons the bank rejected the application: He has one credit card, finished paying his car loan, is a first-time home buyer and does […]
What should I do if I need RM 70,000 but I do not have any salary slip and there is a problem with my CTOS report?
Customer’s details: Customer’s background: Mr Arif is 32 years old and single Occupation: Sales coach (24 Festival Drums) Income: RM4,000 Objective He wants to have a capital of RM 70,000 so that he can have his own music school. Reasons the bank rejected the application: 1. There was no CTOS record – Car loan repayment […]
How are we going to survive with just RM1500? Do you have any solutions?
Customer’s details: Customer’s background: Mr Izam is 50 years old and married. Occupation: Admin Executive Income: More than RM2,000. Mdm. Janizan is 41 years old and married. Occupation: civil servant Income: More than RM4,000. Objective All debts to be fully paid off by refinance’s mortgage. Reasons the bank rejected the application: 1. Mr Izam has […]
6 months behind in payment for my mortgage loan and the bank is bringing me to court! Will I stand a chance with my refinance application?
Customer’s details: Customer’s background: Mr Yee is 40 years old, married and has a child. Occupation: Sales executive in automotive industry Objective Mr Yee wants to keep his house, clear of all his debts and have RM40,000 for investment. Reasons the bank rejected the application: He has a bad CTOS record: 1. Mortgage repayment status: […]