Reliable Debt Consolidation Agency in Malaysia
With over a decade of experience, Bluebricks is a trusted debt consolidation agency in Malaysia offering loan consolidation and rejected services.
We are committed to helping people regain control of their finances and plan for a debt-free future. Our certified staff will help our customers satisfy their financial needs and develop a plan of action to address their financial situation.
Reliable Debt Consolidation Agency in Malaysia
With over a decade of experience, Bluebricks is a trusted debt consolidation agency in Malaysia offering loan consolidation and rejected services.
We are committed to helping people regain control of their finances and plan for a debt-free future. Our certified staff will help our customers satisfy their financial needs and develop a plan of action to address their financial situation.

Save With Debt Consolidation
Even if you’re managing your money correctly, settling your debt can take months or even years. One method to deal with multiple debt payments is debt consolidation.
Debt consolidation is when a lender takes out a new loan to pay off other expenses. Several debts are combined into a single, larger debt, usually with more favourable payoff terms, such as lower monthly commitments.
- Credit card debt
- Medical debt
- Personal loans
- Student loans
- Other loans (from loan sharks, friends etc.)
Debt Consolidation Methods
Homeowners can use their home equity to consolidate their debt. Doing so extends their loan tenure from a minimum of 5 years to a maximum of 35 years.

Advantages of a Debt Consolidation Plan
Combine Multiple Payments into a Single Payment
Lower Interest Rates
Improve Your Credit Score
Debt Consolidation & Credit Scores
A loan consolidation may help your credit score down the road. Paying off the loan’s principal portion sooner can keep interest payments low, which means you get to save more money. It also boosts your credit score, making you more attractive to future creditors.

Debt Consolidation – FAQ
However, you will get to repay your monthly instalments at a smaller amount, thanks to the longer tenure.
- A Malaysian citizen or a permanent resident
- Earn a monthly income of at least RM3,000 or more
- Aged 21 years and above (but not over 60 years old)
- Proof of income
- Credit history documents
- Equity documents Equity documents (Sales & Purchase Agreement, TNB bills, Cukai Tanah etc.)