Find Your Debt Consolidation Solution Today
Fortunately, the right strategy can lower your payments, save you thousands, and give you back financial freedom. Let’s dive into how BlueBricks helped Calvin achieve a life-changing success story.
Real Story, Real Results: How Calvin Escaped 18% Credit Card Interest and Got RM150,000 at Just 8.38%!
Calvin’s experience shows that the right debt consolidation solution can completely change your financial outlook. Here’s how it happened.
Watch Calvin’s Journey Unfold
Calvin's Goal: Finding the Right Debt Consolidation Solution
✅ Consolidate all debts to reduce monthly repayment stress.
✅ Obtain extra cash (RM20,000 – RM30,000) for emergency funds and financial flexibility.
The Challenges Calvin Faced
❌ 18% interest on credit card debts, making it nearly impossible to reduce the balance.
❌ Rejections from multiple banks due to high Debt Service Ratio (DSR).
❌ Even alternative approvals came with extremely high interest rates (up to 13%).
Calvin’s Financial Snapshot: The Starting Point
📌 High unpaid balances across multiple credit cards.
📌 High-risk CTOS credit report status.
📌 No bank willing to approve a manageable loan.
How BlueBricks Delivered the Best Debt Consolidation Solution
🧹 Cleared Credit Card Debts
🏦 Bank 1: RM10,000
🏦 Bank 2: RM3,000
📌 Interest Rate Slashed: 18% ➔ 8.38%
Saving RM1,468.59 in annual interest!
📌 Loan Tenure: 7 years
📌 Monthly Repayment: RM2,883.21
📌 Final Cash in Hand: RM142,050
Did You Know?
❗Unpaid credit cards dramatically increase your chances of loan rejection.
❗Even approved loans could come with sky-high interest rates (up to 13%).
👍 BlueBricks uses expert financial strategies to lower your risk profile and secure better deals.
Facing Similar Debt Problems? Here's Your Next Step
✅ Get a free, no-obligation loan assessment.
✅ Work with financial experts who understand the system.
✅ Consolidate your debts into a lower-interest personal loan.
Debt Consolidation Solutions - FAQ
1. What is a debt consolidation solution?
2. How does debt consolidation help with high-interest credit cards?
Debt consolidation pays off your high-interest cards with a new loan that typically has a lower rate. Instead of juggling multiple minimum payments, you focus on one affordable repayment.
3. Who should consider a debt consolidation solution?
If you are struggling with:
- High credit card interest rates
- Difficulty managing multiple monthly payments
- Rejected loan applications due to high DSR then a debt consolidation solution may be ideal for you.
4. How can BlueBricks assist with debt consolidation?
BlueBricks provides expert financial strategies to help you:
- Improve your risk profile
- Secure lower interest loans
- Consolidate debts quickly and efficiently