In Need of An Urgent Cash Loan Today in Malaysia? Bluebricks Can Help!

With over a decade of experience, Bluebricks provides proven solutions to ensure a fast loan approval. If banks or lenders have rejected your fast loan application, our experts can help to check your documents for any discrepancies or errors.

Fast & Easy Cash Loans

In most cases, you would sell your property or refinance a loan if you are in need of money. However, it typically takes 3 to 14 days for them to be approved, and you would have to wait another 2 to 7 months (for leasehold properties) before receiving the money.
On the other hand, you can get your loan approved and disbursed quickly and safely with a fast loan.
For example, if you have a property worth RM1 million, you would be entitled to a fast loan of RM500,000. But suppose you have an existing bank loan of RM100,000; your final loan amount would be RM400,000.
Otherwise, you can get the full amount of RM500,000 in a minimum of 14 working days.

Benefits of A Fast Loan

If you urgently need a cash loan within the next 14 days, applying for a fast loan can solve your problems. This is thanks to its quick approval process. The amount will be deposited into your bank account once your application is approved.
However, your application will not be accepted if the loan is to purchase any luxury consumables.

Who Needs A Fast Loan?

Emergencies can unexpectedly occur in everyone’s life, and you may be unable to handle the sudden expense. Here are some situations you might require a fast loan:
  • Low business turnover
  • Emergency medical expenses
  • You suddenly find yourself out of work and are unable to pay for your living expenses for a few months
  • You need help with paying several months of your bank repayments

How To Decide If You Need An Emergency Loan Or To Wait

An emergency loan might be the only possible solution if you do not have enough emergency savings and need to take out a cash loan. Some considerations to make before applying for an emergency loan include:
Ask yourself if the expense is so time-sensitive that delaying it to save up the money is not realistic.
For example, although a store's Christmas sale might be a time-sensitive event, buying discounted holiday gifts is not important enough to take out a fast loan.
Consider the monthly principal amount, interest charges, and fees, and compare this amount against your existing budget.

Reasons Your Loan Was Rejected

Banks have their requirements for any loan application. Being employed is one of them. Banks would require borrowers with the ability to produce income, as this is an indication that the borrower is capable of repaying the loan. It would be an automatic refusal if you failed to prove that you are under employment or producing enough income during the loan application process.

Even if it is proven that you are employed, but any changes to your income is a key factor that affecting your loan application. Although your credit rating does not indicate your current level of income, banks will require you to disclose the information for further assessment. A few Ringgit Malaysia less than the bank’s requirement; your application may be rejected.

The bank will have access to your all track records, this includes any late or overdue transactions; and whether you made minimum or maximum payments. It also indicates the remaining monthly balance. From here, the banks will assess your credit risk and understand whether you are a trustworthy borrower.

Some of us may not have credit cards and other financial commitments because we are too worried to spend. While this might be a good thing, but it does not help when it comes to the loan application. This is because the bank will not have enough information to make a decision, insufficient information to decide whether you are a good paymaster or vice versa.

Why Bluebricks?

Licensed Loan Brokerage In Malaysia

We act as your loan agents and representing not only individuals but also businesses. As technical financial advisors, we work with various borrowers and support you to get your loans approved. You will have access to a wide range of loans, even if banks or lenders have rejected you. We are here to offer advice on how to not getting the application rejected.

10 Years Experience

We walk through any situation together with our client, handle the payment and smooth any bumps along the way. The solutions provided mirror insights developed over the years of experience, together with the aid of various collateral solutions understanding that includes loan and credit solution, consultancy on real estate financing, conveyance, and asset technology response.


We are giving all-inclusive collateral service and acted as a one-stop solution to the clients. We gather various loan options from lenders for your consideration. All you need to do is to provide us with relevant documentation, such as income statement, assets and liabilities, employment record, and credit history. We will handle your collateral and your documents for loan approval.

Fast Loans – FAQ

Banks, credit unions, and online lending marketplaces offer emergency loans. However, be wary of high-interest loans or lenders that only promise fast funding, especially without a credit check.
Emergency loans affect your credit rating, just like any other loan. When you pay back according to the loan's terms, your credit rating improves.

But if you do not pay back your loan, your credit rating suffers.
Online lenders tend to pay out quickly, often within 24 hours or a few days.

However, traditional lenders such as banks may take longer to approve your loan and distribute the funds.