What Is Housing Loan Rejected Services?

Housing Loan Rejected Services is the whole process of making your loan application right after knowing your loan is rejected by handing over this to third party (not from banks, but Loan Consultancy Agency. And this party would help failed applicants  to find out the reasons of rejection, execute adjustment and rearrangement, and submit to bank that has higher chance of approval and larger loan sum (if you wish) until you finally get the bank loan approved.

Why Your Housing Loan Application Is Rejected?

Why bank would reject your loan application could be summarised down to the few reasons listed below:

It is often 10-20% less than the current selling prices of similar homes. Because bank valuation are traditionally Conservative assessment to protect banks interest.

a. No stable income
b. No Payslips
c. Income doesn’t goes into your bank statement
d. Low income earner
e. High commitment
f. Company don’t pay you like the normal employee [ Don’t have EPF or you’re on contract basis)

a. You’re under programme AKPK
b. Black listed
c. Bankruptcy
d. Bad repayment issue
e. Special attention account by Banks
f. Legal Action Taken by banks
g. Legal Suits
h. Trade/ Credit Reference
i. Company Winding up
j. Restructured Loan
k. Bounced cheque
l. Suspect Mule Account

The above is bank basic loan assessment in approving an application.

When bank found out there is one or more issues prompted in the system, your loan would be rejected immediately.

With any of the above issue got rejected within a bank, you would need to wait for 3 to 6 months until the next chance for submission and 3-6 months would have many things happen.

What if Bluebricks has the solution to the risk of having to wait for another 3-6 months, would you want to know?

How Do You Know If You Need Loan Rejected Services?

You wouldn’t need it when you know how to secure/obtain the bank loans that you need. The fact is many thought that they knew, still eventually got their loan rejected.

For example, you could always go to the pharmacy to ask for the medicine for cold, flu or fever – if you know those are the sickness. But what if after eating those medicine you still feel uneasy? Would you continue the process go to the pharmacy, buy and eat them wishing to cure yourself?

There are two kind of people that comes to Bluebricks.

The one in Despair

The first one would be the type of clients in despair, as they got their loan rejected by banks so many times. And they somehow find out about these services that we have and hoping we would help them.

The One Understand Time Cost

The second kind of people would be the ones that understand Time Cost. They know their time is so much more expensive than the money could pay. And they know when their loan is rejected, it would make them wait another 3-6 months before they could submit again. And the cost of the time delay is often far more expensive than the money cost.

But what if we tell you Bluebricks don't collect any upfront fee for such services?

In fact we don’t collect any fee until we help you to secure the loan you need, how does that sound?

How Bluebricks Solve Your Loan Rejected Issues?

Step 1: Consult

We would first understand the objective of your loan and what is the loan amount required.

Step 2: Find Out Why

Find out all the reasons as of why your loan is rejected.

Step 3: Solution

To tailor make the best loan solution that is for you.

Step 4: Understand

Make you understand the whole loan processes and procedures before handing over to Bluebricks to execute for you.

Step 5: Apply

To help you apply your loan with the bank that likes you (gives you good credit rating and approve higher loan sum).

Step 6: Process and Approval

Walk you through the whole process after approval that includes signing of your bank agreements and eventually get the loan disbursed (cash in hand yeay!).

Get your loan approved with Bluebricks!

Remember, it is not end of the world when you know your loan is rejected. Please don’t go to the illegal financiers or Ahlongs feeling of despair. Worst, out of desperation and believe in the loan scams.

You would then add more problems to your already difficult situation. And to solve them, you may need more time and resources.

Now, if your loan is rejected and you don’t know what to do, please fill up the forms below, and our tele-consultants would be in touch with you in 1-3 days time via Whatsapp. And would get more details of your current situation when you have time to have a tele-conversation.