Professional Loan Agency in Malaysia

Bluebricks Holding is a leading financial consultant and loan agency company in Malaysia. Over the past 10 years, we have solved many complicated loan application issues, guaranteeing customer satisfaction with our loan rejected services.

As Featured In

We Can Help You with
Your Financial Needs

Lower interest rates starting from 3%

Flexible loan tenure of up to 10 years

Higher loan amounts available

Reduced monthly instalments

Direct bank loans with transparent terms

Safe and legitimate solutions

Simplified payment management

Issues We Can Resolve

Debt Consolidation Loan Services

Refinance Loan Services

Refinance Loan Services

Mortgage Loan Services

Mortgage Loan Services

SME Loan Services

SME Loan Services

Collateral loan Services

Collateral loan Services

Issues We Can Resolve

Personal Loan Services

Personal Loan Services

• Personal loan for blacklisted individuals
• Personal loan for bad credit
• Personal loan for defaulters
• Personal loan for SAA
• Personal loan for AKPK
• Personal loan for trade reference
• Personal loan for high commitment
• Personal loan for high credit card usage
• Personal loan for higher loan amount
• Personal loan for business
• Personal loan for investing
Learn more

Debt Consolidation Loan Services

Debt Consolidation Loan Services

• Debt consolidation personal loan with bad credit
• Debt consolidation personal loan with high commitment
• Debt consolidation for high credit card debts
Learn more

SME Loan Services

SME Loan Services

Learn more

Refinance Loan Services

Refinance Loan Services

• Refinance home loan
• Refinance home loan with blacklist
• Refinance home loan with bad credit
• Refinance home loan with high commitment
• Refinance home loan with high credit card debts
Learn more

Mortgage Loan Services

Mortgage Loan Services

First time home buyer
Learn more

Collateral loan Services

Collateral loan Services

Learn more

Issues We Can Resolve

Personal Loan Services

Personal Loan Services

• Personal loan for blacklisted individuals
• Personal loan for bad credit
• Personal loan for defaulters
• Personal loan for SAA
• Personal loan for AKPK
• Personal loan for trade reference
• Personal loan for high commitment
• Personal loan for high credit card usage
• Personal loan for higher loan amount
• Personal loan for business
• Personal loan for investing
Learn more

Debt Consolidation Loan Services

Debt Consolidation Loan Services

• Debt consolidation personal loan with bad credit
• Debt consolidation personal loan with high commitment
• Debt consolidation for high credit card debts
Learn more

SME Loan Services

SME Loan Services

Learn more

Refinance Loan Services

Refinance Loan Services

• Refinance home loan
• Refinance home loan with blacklist
• Refinance home loan with bad credit
• Refinance home loan with high commitment
• Refinance home loan with high credit card debts
Learn more

Mortgage Loan Services

Mortgage Loan Services

First time home buyer
Learn more

Collateral loan Services

Collateral loan Services

Learn more

Our Guarantee

Zero Upfront Costs

We only charge after your loan is successfully approved.

Interest-Free Settlement

Clear your debts without additional interest charges during settlement.

No Guarantor Required

Apply with confidence - your application stands on its own merit.

Collateral-Free Solutions

Get approved based on your creditworthiness, not your assets.

100% Bank-Backed

Direct bank loans with full institutional backing and protection.

Direct Bank Payments

Make all monthly payments directly to the bank for added security.

Total Transparency

No hidden fees or surprise charges throughout the process.

One Fee Only

One clear, all-inclusive service fee - that's all you pay.

Clear Calculations

Every number explained, every cost breakdown provided.

Written Agreements

All terms and conditions are clearly documented and signed.

Fully Legitimate

Licensed, legal, and compliant with all Malaysian banking regulations.

Emergency Funding

Emergency funds can be provided to individuals qualified for a proposal (case-by-case basis)

Common Challenges You May Face

We specialise in helping clients that face issues like:

We may not be able to help you if:

How We Help You

01
Our team checks with officers and reviews your financial documents.
02

We settle all your existing debt on your behalf.

03
We work on clearing your negative credit records.
04
We restructure your debts to reduce your monthly commitments.
05

We will secure a new bank loan for you.

06
We provide detailed proposals and calculations for your review.

Our Loan Process

1. Submit Documents

Gather your credit reports and full income documentation.

2. Receive Bank Proposal

Bluebricks will provide a tailored bank proposal and calculation breakdown within 3–5 working days.

3. Sign Agreement

Finalise the agreement and proceed with debt settlement.

4. CTOS Update

Your CTOS records are updated, and the loan application is submitted.

5. Bank Approval

Upon approval, the client repays Bluebricks the funds and service fees.

6. Monthly Repayments

Begin making direct monthly payments to the bank as per the new repayment plan.

Our Loan Process

1. Submit Documents
Gather your credit reports and full income documentation.

2. Receive Bank Proposal

Bluebricks will provide a tailored bank proposal and calculation breakdown within 3–5 working days.

3. Sign Agreement

Finalise the agreement and proceed with debt settlement.

4. CTOS Update

Your CTOS records are updated, and the loan application is submitted.

5. Bank Approval

Upon approval, the client repays Bluebricks the funds and service fees.

6. Monthly Repayments

Begin making direct monthly payments to the bank as per the new repayment plan.

Hear What Our Clients Say

Frequently Asked Questions

Our service fees typically range between 10% to 30% of the loan amount.

We assess several key factors:

a) Review of your CTOS report issues:

  • What issues need to be settled?
  • How much money is needed for settlement?
  • After settling bad credit, how many banks can we work with?
  • After settling bad credit, how much can be borrowed?

 

b) Your income situation:

  • Is your income stable?
  • What is your income?
  • What industry do you work in?

 

c) Additional considerations:

  • Is your Debt Service Ratio (DSR) over 50%?
  • Does the Funder consider your risk high or low?
  • How much cash in hand do you need?

This is because your loan application would not be approved directly by the bank. As a professional loan agency in Malaysia, Bluebricks uses funders, bank connections, and our experience to approve your loan.

The timeline typically ranges from 30 to 90 days, depending on:

  • Your current bank’s record update speed
  • The loan amount requested (larger loans may require more processing time)
  • Complexity of your credit situation

 

We’ll provide a more specific timeline after reviewing your case.

We do not require any upfront fees, stamp duty or legal fees. Please inform our management team if any of our loan consultants have asked you for any upfront payment. We will report them to the police to bring justice to the victims.

Due to the many loan scams in the market today, we decided not to collect any upfront fees as we want our customers to feel safe while we work on their loan applications. You will only pay us once you get your bank loan. 

Moreover, we do not want to cause more stress to our customers as they wait for their loans to be approved. Therefore, we only charge once you have received your desired loan amount.

We only make a profit once our customers have successfully acquired their loans from the bank. Thus, believe us when we say we are together with you to help you get the loan you desire.

Your loan application can be rejected for several reasons:

Not getting the approval for a much-needed loan is not fun, but consulting a loan agency in Malaysia like Bluebricks can help. We identify why your loan application was rejected and will make the necessary amendments to improve your chances of approval.

Startups often struggle to secure SME loans in Malaysia due to the minimum requirement of two years of operation and two years’ worth of income tax submissions.

As a result, we recommend startups consider alternative funding options, such as obtaining a personal loan to gather initial capital.

Yes, in Malaysia, you can use a refinance loan for debt consolidation. Refinancing involves taking out a new loan to pay off one or more existing loans, and it can be a viable strategy for consolidating various types of debt.

While collateral loans in Malaysia offer various advantages, such as lower interest rates and higher borrowing limits, they do carry risks. Examples include:

  • Risk of Losing the Asset: If you’re unable to repay the loan, the bank has the right to seize your asset to recover their funds.
  • Asset Depreciation: The value of your collateral might decrease over time, which could lead to issues if the loan needs to be refinanced or if the bank requires additional security.
  • Financial Strain: If the loan is based on an asset that generates income or has personal value (like a family home), losing it can have significant financial and emotional consequences.

Blog Centre

About
Help

Scam Alert

Hey,
We need to tell you that lately, some scammers have been using our name and website for shady stuff. We’re pretty ticked off about it, and we’re sorry if anyone got scammed. We just want to make sure you don’t become the next victim.
Here’s your defense guide:
Don’t Pay Up
Never, ever pay any fees. We won’t take a dime from you, seriously. So if someone asks you for money, don’t think twice, just shut them down.
Double-Check
Please make sure that anyone claiming to be from our company is the real deal. If you’re unsure, give us a call, and we’ll set the record straight.
Keep Info Safe
Never spill your personal info, like bank details, ID numbers, or passwords to anyone.
Don’t Fall for Wild Promises
If you hear something that sounds too good to be true, it probably is. Overnight riches? Nope, not happening.
If you ever feel something’s off, or you encounter a suspicious situation, don’t wait, don’t hesitate—get in touch with us right away. We’ve got your back. Remember, we’re the real deal, and we won’t let you down.
Let’s team up against these bad actors, protecting ourselves and each other. Thanks for understanding and supporting.
Thanks,
BlueBricks Team