Professional Loan Agency in Malaysia
We Can Help You with
Your Financial Needs
Lower interest rates starting from 3%
Flexible loan tenure of up to 10 years
Higher loan amounts available
Reduced monthly instalments
Direct bank loans with transparent terms
Safe and legitimate solutions
Simplified payment management
Issues We Can Resolve
Personal Loan Services
Personal Loan Services
Debt Consolidation Loan Services
Refinance Loan Services
Refinance Loan Services
- Refinance home loan
- Refinance home loan with blacklist
- Refinance home loan with bad credit
- Refinance home loan with high commitment
- Refinance home loan with high credit card debts
Mortgage Loan Services
Mortgage Loan Services
SME Loan Services
SME Loan Services
Collateral loan Services
Collateral loan Services
Issues We Can Resolve
Personal Loan Services
Personal Loan Services
• Personal loan for bad credit
• Personal loan for defaulters
• Personal loan for SAA
• Personal loan for AKPK
• Personal loan for trade reference
• Personal loan for high commitment
• Personal loan for high credit card usage
• Personal loan for higher loan amount
• Personal loan for business
• Personal loan for investing
Debt Consolidation Loan Services
Debt Consolidation Loan Services
• Debt consolidation personal loan with high commitment
• Debt consolidation for high credit card debts
SME Loan Services
SME Loan Services
Learn moreRefinance Loan Services
Refinance Loan Services
• Refinance home loan with blacklist
• Refinance home loan with bad credit
• Refinance home loan with high commitment
• Refinance home loan with high credit card debts
Mortgage Loan Services
Collateral loan Services
Collateral loan Services
Learn moreIssues We Can Resolve
Personal Loan Services
Personal Loan Services
• Personal loan for bad credit
• Personal loan for defaulters
• Personal loan for SAA
• Personal loan for AKPK
• Personal loan for trade reference
• Personal loan for high commitment
• Personal loan for high credit card usage
• Personal loan for higher loan amount
• Personal loan for business
• Personal loan for investing
Debt Consolidation Loan Services
Debt Consolidation Loan Services
• Debt consolidation personal loan with high commitment
• Debt consolidation for high credit card debts
SME Loan Services
SME Loan Services
Learn moreRefinance Loan Services
Refinance Loan Services
• Refinance home loan with blacklist
• Refinance home loan with bad credit
• Refinance home loan with high commitment
• Refinance home loan with high credit card debts
Mortgage Loan Services
Collateral loan Services
Collateral loan Services
Learn moreOur Guarantee
Zero Upfront Costs
Interest-Free Settlement
No Guarantor Required
Collateral-Free Solutions
100% Bank-Backed
Direct Bank Payments
Total Transparency
One Fee Only
Clear Calculations
Written Agreements
Fully Legitimate
Emergency Funding
Common Challenges You May Face
We specialise in helping clients that face issues like:
- Bank rejections due to:
- High credit card utilisation (over 70% credit card limit)
- Excessive commitments (over 70% income goes to bank instalments)
- Bad credit
- Blacklist status
- Defaulting on bank payments
- Having SAA & AKPK status
- Higher loan amount requirements
- Urgent funding needed
- Urgent debt settlement
We may not be able to help you if:
- You have a legal case going on, legal summons, or declared bankruptcy.
- You don’t have a monthly income of RM3,000 and above with EPF deduction.
- You are not in a hurry to settle bad debts with the bank.
- You have the ability to pay outstanding debts yourself.
How We Help You
We settle all your existing debt on your behalf.
We will secure a new bank loan for you.
Our Loan Process
1. Submit Documents
2. Receive Bank Proposal
3. Sign Agreement
4. CTOS Update
5. Bank Approval
6. Monthly Repayments
Our Loan Process
2. Receive Bank Proposal
3. Sign Agreement
4. CTOS Update
5. Bank Approval
6. Monthly Repayments
Hear What Our Clients Say
Irfan Albany2025-01-22 very good and trusted services. thank you very much for helping me out 👌🏻 Fazreel m.yusof2025-01-17 Terima kasih kepada Bluebrick (Wilson dan Bruce) kerana telah selesaikan masalah loan saya. Bluebrick adalah loan agency yang professional. Tiada caj tersembunyi dan telah membantu saya. Saya telah berurusan dgn byk loan agency tetapi ada segelintir yang tidak jujur dan ada juga yg hanya menggunakan profil kredit saya untuk mencuba nasib memohon Pinjaman dgn bank tanpa melihat terlebih dahulu skor kredit saya. Akibatnya skor kredit saya menjadi bertambah buruk kerana Permohonan ditolak oleh pihak bank. Bluebrick (Wilson) telah mengenalpasti masalah profil kredit saya dan mencadangkan beberapa pilihan kepada saya. Saya bebas memilih pilihan yg telah diberikan. Berbanding dgn loan agency lain, saya tidak diberi pilihan Dan mereka telah tetapkan jumlah utk saya. Hal seperti ini tidak berlaku di Bluebrick. Saya rasa Selamat berurusan dgn Bluebrick. Kubaynddren Muniswaran2025-01-08 Dear Bluebrick team, First and foremost I would like to express my heartfelt gratitude for the outstanding support and professionalism to the team.Mr.Wilson and Mr.Bruce who guided me throughout the whole loan process with efficiency, detailed and transparent.They understand on what the client needs and will give you options and suggestions how to solve your financial issue.Will definitely recommend my friends and relatives.They are a genuine company.Thank you guys for your service.Appreciate it. Navanietha Panir Selvam2024-12-27 Wilson & the team has been very helpful throughout the process and the knowledge given. Thank you for the time, knowledge and effort put throughout the process to help me. Really appreciate it. 🙏🏽 WAN CHEW NG2024-12-10 If you would like to find any company that able to give you the best advice with regards to loan matter whether housing loan, mortgage loan, personal loan, SME loan, debt consolidation, startup business loan, I will tell you that you will not regret if you get the service of Blue Bricks Holdings. This company literally doing their business operation in the utmost perfect ethical way. I think credit should be given to the management team who have lied down the main principle of handling their business. In the same time, less but not least also their staff who follow correctly their company direction. Under this particular part, I would like to express my personal gratitude towards Wilson who has did the best proposal which have taken care my best interest. Thumbs up and kudos to Blue Bricks and Wilson for their best service given to me which solve my recent hiccup due to unforseen circumstances. Please be reminded that they did not ask any weird processing fees or any up front fees from customer while doing the proposal. They will only charge you their service fees upon the approval amount granted by respective financial institution. In other words their are literally 0 if the loan is rejected by the financial institution. Please choose wisely and do not fall into any trap set up by those unethical company out there. Do not worry Blue Bricks is not one of them, you will not regret with the service quality of Blue Bricks. Takumi Shimizu2024-11-22 Professional team (Wilson & Bruce) and personnel that is genuine and wants to help me, instead of focussing on making a cut out of the service (unlike other companies which claim to be able to help, but all they care is a cut of fees for their service). Bluebricks is genuine, professional and work with me with integrity. Everything is transparent and no hidden agenda, cost, etc. Appreciate their assistance and service - helped me to better manage my financials. Stanley Chan2024-11-21 Very good and professional services. Very understanding on what the client need. Thank you so much for the solution and support. FONG FONG2024-11-14 Blue Bricks is definitely the preferred choice to manage your loan. Mr. Wilson is especially knowledgeable and skilled in assessing my requirement and come out with solutions that can hardly be matched by others. The solutions tackle the crucial point and simplify problems in loan application, hence solve problem smoothly. Summer Chin2024-10-08 Thanks Mr.Wilson, I would like to take this opportunity to express to you my deeply appreciation for the kind assist you rendered me.
Frequently Asked Questions
Our service fees typically range between 10% to 30% of the loan amount.
We assess several key factors:
a) Review of your CTOS report issues:
- What issues need to be settled?
- How much money is needed for settlement?
- After settling bad credit, how many banks can we work with?
- After settling bad credit, how much can be borrowed?
b) Your income situation:
- Is your income stable?
- What is your income?
- What industry do you work in?
c) Additional considerations:
- Is your Debt Service Ratio (DSR) over 50%?
- Does the Funder consider your risk high or low?
- How much cash in hand do you need?
This is because your loan application would not be approved directly by the bank. As a professional loan agency in Malaysia, Bluebricks uses funders, bank connections, and our experience to approve your loan.
The timeline typically ranges from 30 to 90 days, depending on:
- Your current bank’s record update speed
- The loan amount requested (larger loans may require more processing time)
- Complexity of your credit situation
We’ll provide a more specific timeline after reviewing your case.
We do not require any upfront fees, stamp duty or legal fees. Please inform our management team if any of our loan consultants have asked you for any upfront payment. We will report them to the police to bring justice to the victims.
Due to the many loan scams in the market today, we decided not to collect any upfront fees as we want our customers to feel safe while we work on their loan applications. You will only pay us once you get your bank loan.
Moreover, we do not want to cause more stress to our customers as they wait for their loans to be approved. Therefore, we only charge once you have received your desired loan amount.
We only make a profit once our customers have successfully acquired their loans from the bank. Thus, believe us when we say we are together with you to help you get the loan you desire.
Your loan application can be rejected for several reasons:
- Bad credit scores
- Insufficient income
- High debt-to-income ratio
- Missing key information or documents
Not getting the approval for a much-needed loan is not fun, but consulting a loan agency in Malaysia like Bluebricks can help. We identify why your loan application was rejected and will make the necessary amendments to improve your chances of approval.
Startups often struggle to secure SME loans in Malaysia due to the minimum requirement of two years of operation and two years’ worth of income tax submissions.
As a result, we recommend startups consider alternative funding options, such as obtaining a personal loan to gather initial capital.
Yes, in Malaysia, you can use a refinance loan for debt consolidation. Refinancing involves taking out a new loan to pay off one or more existing loans, and it can be a viable strategy for consolidating various types of debt.
While collateral loans in Malaysia offer various advantages, such as lower interest rates and higher borrowing limits, they do carry risks. Examples include:
- Risk of Losing the Asset: If you’re unable to repay the loan, the bank has the right to seize your asset to recover their funds.
- Asset Depreciation: The value of your collateral might decrease over time, which could lead to issues if the loan needs to be refinanced or if the bank requires additional security.
- Financial Strain: If the loan is based on an asset that generates income or has personal value (like a family home), losing it can have significant financial and emotional consequences.